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常见问题


如何了解更多关于铁路退休福利的信息?

我如何设立退休金直接存款帐户?

请致电365bet养老中心,索取直接存款授权书.

如何从我的养老金支票中更改我的联邦所得税扣缴?

联系365bet养老中心 and request a Federal Tax Withholding Election form.

我怎样申请退休金?

联系365bet退休中心,并要求退休开始工具包.

如何申报雇员或退休人员的死亡?

联系365bet养老中心 . 请确保有退休人员的社会保险号码可用.

我应该什么时候申请?

你应该至少在60天前申请, 但不要在你希望开始退休的90天前. 你越早申请,提交你签署的选举表格的时间就越多.

我需要把任何东西连同选举表格一起寄过去吗?

是的,你需要在填好的表格中提供年龄证明. 可接受文件的例子如下:

  • 官方出生证明的复印件
  • 有效驾驶执照影印本(注明出生日期)

如果你结婚了,你还需要提供:

  • 配偶的年龄证明文件影印本(上文)
  • 结婚证书或执照的复印件

我什么时候可以提前退休?

You may commence your early retirement benefits on the first day of the month following your 55th birthday, 如果你至少有10年的工作经验, 或者在65岁的时候,不管你是否服役.

如果我提早退休,我的退休金会否减少?

是的. 如你选择在正常退休日期(65岁)前开始领取福利, your benefits will be subject to an early retirement reduction factor unless you are at least age 62 with 30 years of exempt service.

我退休后有医疗保险吗?

Only former Burlington Northern and Santa Fe employees who were in salaried positions on Sept. 22, 1995, and remained in salaried employment until they commence benefits under the 365bet Retirement Plan may be eligible for retiree medical benefits. 欲了解更多信息,请联系福利中心 .

我退休后是否有资格获得牙科保险?

您的牙科保险将在终止或退休后终止. 然而, you may elect COBRA dental coverage through the Benefits Center for 18 months after your retirement.

如果我在55岁之前离职,我需要考虑什么?

When you leave exempt employment before reaching age 55 and obtaining 10 years of vesting service, 你将没有资格享受退休医疗福利, 免交公司支付的人寿保险, 或提前退休补充福利.

Am I eligible for a lump sum distribution if I am vested in the 365bet Retirement Plan 离开365bet?

如果你离开365bet并有一份既定的退休福利, you will automatically receive an elections packet within 2-4 weeks of your termination date. 如你的一次过累算权益不超过25元,000, 然后你将有机会获得一次总价分配.

我是一名受薪员工,并参加了BNI计划的12月. 31, 1988; how 这会影响提前退休吗?

如果你是BNI养老金计划的参与者. 31, 1988, and if you terminate employment with all participating companies before you are eligible for an early retirement benefit, 你可以选择一次性领取整个计划的福利, 不管你的福利的现值是否不超过25美元,000.

我是退休. 我如何更改我的地址?

联系365bet养老中心,并要求更改地址表格

My divorce decree stipulates that my ex-spouse is entitled to a portion of my pension, 我需要做什么?

A divorce decree is not sufficient to legally divide your benefits from the 365bet Retirement Plan. 合法地分配你的利益, 必须提交国内关系裁定, 根据计划条款审查并确定合格.

我在哪里可以得到合格的国内关系订单的措辞样本?

联系QDRO顾问 .

我如何使我的家庭关系订单合格?

你可能需要寻求法律顾问起草一份家庭关系法令. QDRO Consultants has model language that your attorney can use when drafting your domestic relations order. Using the model language can help reduce the number of revisions necessary for a domestic relations order to be deemed as qualified.

目前365bet退休人员的养老金福利会受到2019年变化的影响吗?

No. The benefits of retirees or beneficiaries who are either currently receiving their pension benefit or have deferred their benefit will not be affected by this change.

如果我有这里没有回答的问题或想要更详细的信息, 我在哪里可以买到?

参观 豁免退休人员联络网页 的更多信息.